# Josh Bartlett — NMLS #1425493
> Expert mortgage loan originator in Florida and Pennsylvania helping first-time buyers, refinancing, and home purchases. Licensed #1425493.

## About
- Name: Josh Bartlett
- Role: Branch Manager/Mortgage Advisor
- Company: NEXA Lending
- NMLS: 1425493 (verify: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1425493)
- Phone: (941) 204-2777
- Email: Josh@SMGLoans.com
- Areas served: Florida, Pennsylvania
- Website: https://smgloans.com/

## Services
- Home purchase loans
- Mortgage refinancing and cash-out
- First-time home buyer programs
- FHA, VA, USDA, conventional, jumbo, and DSCR loans

## Key pages
- [Home](https://smgloans.com/)
- [About](https://smgloans.com/about)
- [Advanced Mortgage Calculator](https://smgloans.com/advanced-mortgage-calculator)
- [Apply](https://smgloans.com/apply)
- [Blog](https://smgloans.com/blog)
- [Contact Us](https://smgloans.com/contact-us)
- [Document Checklist](https://smgloans.com/document-checklist)
- [Faq](https://smgloans.com/faq)
- [First Time Home Buyer](https://smgloans.com/first-time-home-buyer)
- [How To Improve Your Credit Score](https://smgloans.com/how-to-improve-your-credit-score)
- [Join](https://smgloans.com/join)
- [Loan Process](https://smgloans.com/loan-process)
- [Loan Programs](https://smgloans.com/loan-programs)
- [15 Year Fixed](https://smgloans.com/loan-programs/15-year-fixed)
- [203k Loans](https://smgloans.com/loan-programs/203k-loans)
- [30 Year Fixed](https://smgloans.com/loan-programs/30-year-fixed)
- [Adjustable Rate Mortgage](https://smgloans.com/loan-programs/adjustable-rate-mortgage)
- [Bank Statement](https://smgloans.com/loan-programs/bank-statement)
- [Bridge Loans](https://smgloans.com/loan-programs/bridge-loans)
- [Commercial Loans](https://smgloans.com/loan-programs/commercial-loans)
- [Construction Loans](https://smgloans.com/loan-programs/construction-loans)
- [Conventional Loans](https://smgloans.com/loan-programs/conventional-loans)
- [Dscr Loan](https://smgloans.com/loan-programs/dscr-loan)
- [Fha Loans](https://smgloans.com/loan-programs/fha-loans)
- [First Time Home Buyer](https://smgloans.com/loan-programs/first-time-home-buyer)
- [Fix And Flip Loans](https://smgloans.com/loan-programs/fix-and-flip-loans)
- [Fixed Rate Mortgage](https://smgloans.com/loan-programs/fixed-rate-mortgage)
- [Hard Money Loan](https://smgloans.com/loan-programs/hard-money-loan)
- [Harp Loan](https://smgloans.com/loan-programs/harp-loan)
- [Heloc](https://smgloans.com/loan-programs/heloc)
- [Jumbo Loans](https://smgloans.com/loan-programs/jumbo-loans)
- [Multi Family Loans](https://smgloans.com/loan-programs/multi-family-loans)
- [Reverse Mortgage](https://smgloans.com/loan-programs/reverse-mortgage)
- [Sba 504 Loan](https://smgloans.com/loan-programs/sba-504-loan)
- [Sba 7a Loan](https://smgloans.com/loan-programs/sba-7a-loan)
- [Sba Loans](https://smgloans.com/loan-programs/sba-loans)
- [Usda Loans](https://smgloans.com/loan-programs/usda-loans)
- [Va Loans](https://smgloans.com/loan-programs/va-loans)
- [Monthly Calculator](https://smgloans.com/monthly-calculator)
- [Mortgage Calculator](https://smgloans.com/mortgage-calculator)

## FAQ
### Who is Josh Bartlett?
Josh Bartlett is a Branch Manager/Mortgage Advisor at NEXA Lending (NMLS #1425493). Expert mortgage loan originator in Florida and Pennsylvania helping first-time buyers, refinancing, and home purchases. Licensed #1425493.

### What areas does Josh Bartlett serve?
Josh Bartlett is licensed to provide mortgage services in Florida and Pennsylvania.

### What services does Josh Bartlett offer as a mortgage loan officer?
Josh Bartlett offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida and Pennsylvania. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

### How can I contact Josh Bartlett?
You can call (941) 204-2777 and email Josh@SMGLoans.com to get started or ask about current mortgage rates and pre-approval.

### What is Josh Bartlett's NMLS number?
Josh Bartlett's NMLS license number is 1425493. You can verify this license at nmlsconsumeraccess.org.

### How do I get pre-approved for a mortgage with Josh Bartlett?
Getting pre-approved is simple: share your income, assets, and credit details, and Josh Bartlett will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.