About Your Licensed Mortgage Loan Officer

Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.

Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Josh compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.

Call (941) 204-2777 to get started. You can also email Josh@SMGLoans.com.

How Josh helps

Josh Bartlett, Branch Manager/Mortgage Advisor at NEXA Lending. NMLS #1425493. Call (941) 204-2777.

Frequently Asked Questions

Who is Josh Bartlett?

Josh Bartlett is a Branch Manager/Mortgage Advisor at NEXA Lending (NMLS #1425493). Expert mortgage loan originator in Florida and Pennsylvania helping first-time buyers, refinancing, and home purchases. Licensed #1425493.

What areas does Josh Bartlett serve?

Josh Bartlett is licensed to provide mortgage services in Florida and Pennsylvania.

What services does Josh Bartlett offer as a mortgage loan officer?

Josh Bartlett offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida and Pennsylvania. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Josh Bartlett?

You can call (941) 204-2777 and email Josh@SMGLoans.com to get started or ask about current mortgage rates and pre-approval.

What is Josh Bartlett's NMLS number?

Josh Bartlett's NMLS license number is 1425493. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Josh Bartlett?

Getting pre-approved is simple: share your income, assets, and credit details, and Josh Bartlett will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

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About Josh Bartlett

Building Dreams:
Josh Bartlett Commitment to Mortgage Excellence

Josh Bartlett is dedicated to helping individuals and families achieve their homeownership goals through expert guidance, transparent communication, and tailored mortgage solutions designed around real-life needs.

Strategic Partnership Focus
Tailored Loan Structuring
Simplifying the Lending Journey
Personal Touch & Passion

Tailored Loan Structuring

Empowering clients through exceptional service, honest advice, and a relationship-first approach.

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Josh Bartlett - Loan Officer

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