Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Josh Bartlett, Branch Manager/Mortgage Advisor at NEXA Lending. NMLS #1425493. Call (941) 204-2777.
Josh Bartlett is a Branch Manager/Mortgage Advisor at NEXA Lending (NMLS #1425493). Expert mortgage loan originator in Florida and Pennsylvania helping first-time buyers, refinancing, and home purchases. Licensed #1425493.
Josh Bartlett is licensed to provide mortgage services in Florida and Pennsylvania.
Josh Bartlett offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida and Pennsylvania. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (941) 204-2777 and email Josh@SMGLoans.com to get started or ask about current mortgage rates and pre-approval.
Josh Bartlett's NMLS license number is 1425493. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Josh Bartlett will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
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